Underwriter, Commercial

Job Locations UK-London
Job ID
# of Openings


Do you have experience of underwriting commercial motor, and the ability to build long standing relationships with brokers?


Our Underwriters are responsible for the execution of our underwriting strategy and underwriting appetite, materially contributing to the achievement of our short- and medium-term financial plans. They are responsible for a range of complex underwriting activities and fulfil a visible role involving broker contact and seek opportunities to broaden our market penetration. ERS is a leading underwriter of a wide range of insurance products, however unique the vehicle and use, our Commercial team have got the cover to match.


Supported by the Product Manager and Senior Underwriter you’ll be: 

  • Providing input to the development of our underwriting appetite based on your market knowledge and product expertise
  • Contributing to the management of portfolio performance through the execution of our selection and pricing strategies and providing recommendations as to actions which will drive continuous improvements
  • Underwriting a range of risks in accordance with our stated underwriting appetite
  • A point of technical referral from brokers to internal functions, using your risk and product knowledge
  • Providing feedback to Product Managers and members of the Pricing team regarding the effectiveness of our risk pricing models to help us constantly drive enhanced accuracy in our pricing model
  • Ensuring that, we operate in a way which is consistent with all legal and regulatory provisions


What you can expect in return: 

  • 25 days holiday
  • Discretionary bonus scheme
  • Employee assistance programme
  • Annual holiday buy (up to 3 extra days)
  • Salary sacrifice benefits
  • Annual benefits reviews
  • Enhanced Family Friendly Benefits


We’d like to hear from you if you have:

  • A great commercial acumen, and are financially astute, able to take ownership for your area
  • An understanding of underwriting strategy and risk appetites, along with the ability to operate within these to achieve financial targets
  • Technical knowledge of motor products including features of the product, factors that drive performance and market dynamics
  • Underwriting, risk selection and pricing skills which will ensure that we optimize our financial performance
  • An understanding of pricing practices and methodologies with the ability to help us constantly enhance our pricing capability
  • Excellent interpersonal skills, able to manual trade and build value adding relationships with a variety of stakeholders both internal and external
  • Knowledge of the legal, regulatory and compliance provisions that apply to the UK motor insurance market


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